July 2015

Are the PayDay lenders attempting to pull a fast one with the help of the tribes in SD?

A little birdy tipped me off this morning that some of the major players in payday lending industry in South Dakota may have found a new angle to skirting the law and proposed interest rate cap; process the loans on tribal land. I was told that early talks have begun.

So how would it work? As it was explained to me, no matter if you are in Sioux Falls, Yankton or Watertown, when you would apply for one of these loans, the lender would send your application off to a loan processing site on tribal (sovereign) land, I’m assuming it would be legal for them to do it electronically. Since the application is being processed and the loan potentially being approved on tribal land, they would not have to follow the rules of the state. It is similar to First Premier setting up shop in South Dakota because of the lax usury laws here, but marketing their predatory card throughout the nation.

If this is true, it is just another step by the payday lenders to skirt law (that hasn’t even passed yet) and to continue to prey on the poor, with the help of our SD tribes.

 

Sioux Falls Council Meeting Tidbits (7/21/2015)

At the Land Use meeting we will get an update on the Billboard review commission.

At the informational we get an update about SIRE. Hopefully they will tell us that it will be working soon.

The council meeting is full of all kinds of specialness;

Items#12-13 gives us an update on all the people they had to mow and trim trees for. What I find ironic about this is we had to make this a part of the public record (which is fine) but we have yet to receive a full audit on who built the Events Center and a list of ALL of the contractors and what they were paid. But hey, at least we know we had to charge Joe Bob Smith $23 to mow his grass.

Items#21-33 lots of important 1st readings. Including transit fare increases, a TIF update, and many rezoning items.

Item#34 is a resolution of legislative priorities by the council. While I agree with some of the legislation suggestions, a lot of it is will-nilly and never could become law, for instance;

The Sioux Falls City Council supports cooperative activities between county and municipal governments, the protection of existing joint activities, and elimination of barriers that hinder the creation of such arrangements.

There is nothing currently preventing the two entities from working together. It is a matter of will not law.

Osher Lifelong Learning Institute to host Mayor Huether

OLLI Sioux Falls – Fall Open House is Wednesday, August 19th from 1:30-4pm at the University Center (4801 North Career Ave)…Mayor Mike Huether will speak at 2pm “Sioux Falls – A Mecca for Retirement”, University Center’s main building: Avera Hall and Commons area.   Fun time to learn more about OLLI and to meet friends.  Welcome back to OLLI, we have MISS you over the summer!

I hear many attendees are looking forward to interacting with the mayor.

Yankton Bypass

From Frank Kloucek;

Leo Cwach of rural Yankton, Ruth Ann Dickman, Utica resident and Frank Kloucek from Scotland gave compelling testimony in favor of a Yankton truck bypass at the Regional DOT STIP meeting Tuesday evening July 14th at the Ramkota Hotel in Sioux Falls. The STIP [State Transportation Improvement Plan] is a five year plan to update the states highway infrastructure. The regional STIP meetings give the public the opportunity to comment on the plan and give their input.

Cwach said “The last time a comprehensive Yankton traffic study was completed was in 2001. We need such a study completed and a Yankton Truck Bypass route placed on the 5 year STIP plan. The justification for such a bypass including safety concerns of all trucks including those coming from the NuStar energy loading facility is very valid. Prevention of congestion and prevention of accidents is a key issue that would be resolved with construction of such a route.”

Dickman said, “We desperately need a truck bypass for safety’s sake of truckers, bicyclists, pedestrians and all who travel and live in the Yankton community.”

“The increased flow of traffic on Highways 81 and 50 because of the successful economic development efforts of the past several years has made Yankton a growing business hub without a truck by pass. As the only Class 1 municipality in South Dakota without such a route it is very clear that the time has come to do so,” concluded Kloucek.

July 14th 2015 Sioux Falls Ramkota

Written Testimony for Regional DOT STIP meeting

Need for Yankton Truck Bypass

In the past two months excellent editorials have been written by Randy Gleich, Leo Cwach and Ruth Ann Dickman in the Yankton Press and Dakotan, concerning the need for a truck bypass around Yankton. I agree whole heartily with their comments. It is time to put the word “we” back into the Yankton vocabulary to help truckers cope with the ongoing traffic issues in Yankton. It is time to help farmers when they are busy hauling grain and livestock to Stockmens Livestock Auction, Yankton Livestock Auction, Cimpls [American Foods Group] and hauling grain, fertilizer, feed and other products to and from Yankton and other destinations. It is time to help delivery, service and other trucks by providing a bypass to avoid the congestion on US Hwy 81 and Broadway. A bypass would help alleviate truck traffic on 4th street going to and from the Nu Star pipeline loading terminal. It would reduce the possibility of dangerous accidents with highly flammable petroleum products in the heart of downtown Yankton.

A bypass would also prevent the state’s expensive plan to expand Fourth Street (Hwy 50) to five-lanes. That project will make the roadway more dangerous for pedestrians, bicyclists and local traffic in historic downtown Yankton. It’s ironic that even as the city is spending great resources to create a plaza, walking paths and parks on the south side of the downtown area, citizens are being forced to accept a five-lane truck corridor two blocks away.

Such a bypass will help alleviate wear and tear on Yankton’s road system and extend road life, reduce repair costs etc for years to come. Aberdeen, Sioux Falls Mitchell Rapid City and many other towns Yankton wants to emulate, have such bypasses. Common sense dictates that such a bypass should be built soon for the benefit of Yankton and the surrounding area.

In the 1950s my grandfather was promised there would be a Yankton bypass “someday”. In the 1960s 70s and 80s my father was also made the same promise. In the 90s until present I was also made that promise. That day is before us.

With the huge tax increases passed by this years legislature totaling approximately 185 million dollars in license fees wheel taxes and property taxes for roads and bridges the time is right for such a project. Updating existing roads around Yankton for a bypass is a real possibility.

Yankton has not had a comprehensive traffic study since 2001. This is greatly needed and I believe will clearly show the need for such a bypass.

The time has come to do the right thing for Yankton and the surrounding area. Lets make a good faith effort to put the truck bypass on the 5 year STIP plan to benefit everyone for years to come.